au Jibun Bank has its foundation on a joint venture between Mitsubishi UFJ Bank, the largest commercial bank in Japan, and KDDI, the second-largest telecom carrier in Japan, operating under the brand name ‘au’. Having spotted an opportunity early to introduce mobile banking to an increasingly tech-savvy consumer base, au Jibun Bank has since reaped the rewards.

ZainCash is a mobile wallet, money transfer, electronic bill payment, funds disbursement service licensed by the Central Bank of Iraq.

GCash is the brainchild of Mynt (fintech arm of Globe Telecom), which serves one out of three Filipinos. Mynt (Globe Fintech Innovations, Inc.), on the other hand, is a partnership between Globe Telecom, the Ayala Corporation, and Ant Financial, providing innovative and first-in-world fintech solutions to consumers, merchants, and organisations.

JazzCash is a Pakistani mobile wallet, mobile payments, and branchless banking services provider, launched in 2012. It has opted to provide convenient digital banking services in Pakistan, where the limited number of brick-and-mortar structures has hampered banking penetration by incumbent players.

Airtel Payments Bank (APB) is an Indian Payments Bank that operates as a subsidiary of Bharti Airtel. Leveraging the vast retail network and brand trust of its parent telecom company, APB is able to achieve high banking penetration in the rural unbanked regions.